Guest Blog: 5 reasons why your house isn’t selling –




Guest Blog: 5 reasons why your house isn’t selling


http://www.nikischaferinteriordesign.co.uk/5-reasons-house-isnt-selling/

If you’re selling your house this year, it’s important that you understand how to present it to the market.  Yes, I know that sounds callous and commercial, but in truth, that’s what you’ve got to do now. Your house, as lovely as it may be, is now being sold and you have to present it in a way that will attract as many potential buyers as possible.

Here’s what not to do when selling your home.

1. Emotional attachment

This is the hardest bit so let’s get it over with, shall we?

Your home has been a wonderful source of security, laughter and comfort for you and your family. However, staying attached to this is only going to make the separation more heart wrenching.  Once you’ve made the decision to find a new home, it’s important that you learn to let go of your old house.

This doesn’t mean that your home has to be devoid of any personal items though.  It’s a good idea to de-clutter and remove excess, but you don’t need to take away every family photo and beloved piece of ornamentation.

Sometimes, this process is more easily done by an outsider, someone who can pack away the items that don’t add any value to the room.  (Of course you love these items for their story and their emotional value, but don’t think they’ve gone forever, you can put them back in your next home!)

What is more, good de-clutterers and house doctors will be able to do this in a percentage of the time you will, as they’ll not be side tracked by the stories (ahhhh remember when we were on holiday and bought this… etc).  It’s time to get efficient if you want your house to be sold and then you can move on – both physically and emotionally.

2. You have a very distinctive interior design taste

Now I’m an interior designer who believes that your home is your chance to truly express yourself so don’t go thinking I’m saying it’s wrong to have a distinctive style.  Far from it!  On the other hand, if you’re fond of the lurid (and you’ll know it if you are) and you like dark colours then it might be wise to give the place a bit of a spruce up.

People want to see light, spacious rooms. So make them light!

You don’t want people dismissing your entire house in the basis of wallpaper you love but alas, most people can’t quite handle. So get rid of it and start making plans for your new home’s interiors.

 

3. You are not presenting the rooms to their best functionality

It’s all very well that you’ve been using the spare bedroom for your miniature railway set or your sewing emporium, but you don’t want potential buyers seeing the room only as a hobby room (read small) rather than a double guest room (psychologically much larger). Set the rooms up traditionally – don’t make buyers have to work hard.  They want simple obvious solutions.  Give them the chance to easily slot their lives into your home.

 

4. You aren’t showing the potential space in your home

Estate agents and house doctors are frequently asked whether doing an extension will help with a sale.  More space will surely help, think sellers.

This is not an unreasonable thought, however, what if the new buyers don’t want to extend?  Or what if they’d have done the extension completely differently?

The answer is to get some drawings done and, even better, to get planning permission for the work to be done.  Buyers love to see the potential in their new home and showing them a brand new future is going to be very appealing.

They also think the planning process is complicated and lengthy (not always the case but we’ll leave that for another blog…) and so with it already completed they’re halfway there.   This is a very appealing sensation!  Don’t forget people buy with their emotions so make them feel great!

 5. Your entrance is confusing, unwelcoming or unattractive

After location, kerb appeal is the most important aspect of your home.  People either fall in love at the end of the drive or they don’t.  You need to do everything you can to make them fall the right way.

Mow the lawn, tidy up the borders, fix the gate, paint the front door, cut away the bushes. Make a clear path to the front door (it’s an awful feeling not knowing where to go to enter a building!). Put a bright, seasonal plant at your door. Add lighting so people can see where they’re going.  Make sure the door bell works and ding dong, you’re in with a chance.

http://www.nikischaferinteriordesign.co.uk/5-reasons-house-isnt-selling/


Conveyancing Fees Outpaced by Estate Agents Charges – Copyright lawindexpro Limited 2015




Conveyancing Fees Outpaced by Estate Agents Charges


The Law Society Gazette has recently reported that the cost of Conveyancing for a house purchase has risen less than fees charged by estate agents and surveyors in the past decade.  Not a title that would come as a surprise to most in the legal profession, although it is interesting to examine the facts contained in the surveys’ findings, which support the suspicions of most in the legal profession.

The average cost of a purchase conveyance was said to be £1419 in 2014, and this amounted to 12% of the total outlay in house buying charges.  These figures were compiled in a study by Post Office Money and the Centre for Economics and Business Research.  They represented an increase of 37% compared to 2004, when the average Conveyancing purchase fees were £1039.  Looking at these figures in isolation may paint a positive picture, and perhaps help to alleviate some of the self pity one may have felt following a glance at the article heading.  However, putting things in context, it is evident that this rate of increase was significantly less than the other home moving costs.

At a glance:-

  • The average stamp duty rose 87% to £3,620 in 2014
  • Estate agents fees rose 61% to £5,214 surveyors fees rose 51% to £607
  • Only removal costs, which rose 21% from £855 to £1034 during the same period, increased at a slower rate.

That the survey concludes that estate agents fees now equate to 44% of the total Conveyancing costs will no doubt be the main gripe, which is perhaps intimated by the title of the article.  Whilst I am a firm believer that a good estate agent is an essential tool in helping a transaction go through smoothly, there are of course those agents that can have the opposite effect.  The fact that there may be no difference in what these two types of agents will be paid highlights further the frustration for Conveyancers.  With the increase in panel and other referral arrangements – which we are continually assured has been concluded to have no effect on consumers (?!) – the gap between Conveyancing and estate agents fees is only likely to widen.   This merely highlights the challenge facing all Conveyancers in trying to operate a profitable Conveyancing department, in an industry which is becoming more commoditised but retains the demand for top class levels of customer service.

We here at B Legal are fully aware of this challenge and tackle it head on, using a structure which streamlines all processes involved in a conveyancing transaction, with clear and open lines of communication throughout.  We aim to deliver an exceptional service at a fair price, and if clients feel that they are being looked after throughout the transaction then levels of satisfaction can be upheld irrespective of the percentage of the costs when compared to other house moving charges. It is only hoped that providing a service that clients value will enable us to move closer to a level of fees commensurate with other parties involved in the process!”


2015 Budget Changes to Inheritance Tax: What does it all mean? – Copyright lawindexpro Limited 2015




2017 Budget Changes to Inheritance Tax: What does it all mean?


Following the release of the current Budget there has been a lot of talk about the proposed changes to Inheritance Tax (“IHT”). We have heard much about a rise in the “Nil Rate Band” (the amount of your Estate which can pass IHT free) to £1 million with the caveat that it applies to a “family home”.

At Lawindexpro we aim to make legal jargon as simple and understandable as possible so we have prepared the following brief points to note on the upcoming changes:

 

The Transferable Nil Rate Band

The Nil Rate Band for an individual is currently set at £325,000 per person and this will not change.

For those who are married or in a civil partnership, if you gift your estate to your spouse upon your death then your estate passes spouse exempt and no IHT is payable. Rather than your Nil Rate Band going unused, it can be transferred to your spouse so they can use your Nil Rate Band together with theirs so the have a new Transferable Nil Rate Band of £650,000 to apply to their estate upon their death. This too will remain unchanged.

 

What has changed?

The government have announced a new tax free “Main Residence” Band which can be used in addition to your existing Nil Rate Band when applied to your family home/main residence.

The new Main Residence Band can also be transferred from one spouse to another. The amount you can claim from 2017 as the new Main Residence Band is as follows:

For individual’s:                     For Married Couples or Civil Partnerships:

2017      £100,000             2017   £200,000

2018      £125,000             2018   £250,000

2019      £150,000             2019   £300,000

2020      175,0000             2020   £350,000

 

Where does the “£1 million exemption” come from?

When looking at married couples or couples in a Civil Partnership, it is possible to claim up to £1 million exemption from IHT when you add together the Transferable Nil Rate Band (£650,000) and the Transferrable Main Residence Band (£350,000) which will be available in 2020.

 

What if I downsize?

As from now, if you choose to downsize your property you can still claim the Main Residence Band as if you still owned the larger property.

 

So what is the catch?

If you are single you will not be able to claim the higher Transferrable Main Residence Band of £350,000 but instead will only be able to claim your individual Main Residence Band of £175,000.

If your property is worth considerably more than £1 million then you might not be able to claim the full Main Residence Band. For every £2 of value over £2 million, £1 is to be deducted from the new Band until the Band is depleted.

Further, you will only be entitled to the new Main Residence Band in the event you pass away in 2017 or later.

 

Summary

There are lots of benefits to the new Main Residence Band which aims to see 94% of Estates passing without paying IHT, however, as with any new scheme there are plenty of conditions to meet and hoops to jump through.

Lawindexpro will keep an eye on the finer details of this new scheme so we can keep all of you up to date with the latest news.

 

Please do not hesitate to contact one of our Private Client Team members on 0845 1124452


Your Spanish Wills –




Your Spanish Wills


When an individual owns property in the UK and Spain it is highly advisable to have two separate Wills since it will simplify substantially the formalities of the Probate avoiding considerable paper work and the need to translate the foreign Will.

When dealing with Spanish property it is also advisable to make the Will general, this means applicable not only to the property currently owned (in Spain) by the Testator but also to any property that he may acquire in the future.

 

The reasons why we in all cases of a normal inheritance recommend a will in Spain, are the following:

  • If your inheritance in Spain is done over a will made abroad, or decided by an inheritance court abroad in absence of a will, the heirs must prepare an authorised translation and also have an “apostille” (an official stamp verifying the signature of the judge) on the original document. This means additional work, costs and time.
  • The time limit for making an inheritance tax declaration in Spain is 6 months from the death. If you are waiting for the probate from the home country to be issued, and then have to make the translation and get the “apostille” before taking it to Spain, you may easily overrun this time limit and be in for fines.
  • With a will in Spain you can to a certain degree regulate the distribution of the assets. For instance you can make sure that your spouse will have the undivided users right for life, or that only one of the children is taking over the house in Spain, the others having been compensated by assets in the home country.
  • You can also make an inheritance tax saving by making the right kind of will in Spain.

“Testamento abierto” (open will) is the most used form, where you tell the notary what the contents of the will shall be, or let Spanish lawyer make it. The notary signs it together with the issuer. A report on the will is then sent to the “Registro de las Ultimas Voluntades” in Madrid. When the issuer of the will dies and before the adjudication can be made, a search must be made in the registry in Madrid to find out if a will has been registered or not. Even if no will has been registered, written confirmation from the registry in Madrid is obligatory. The certificate issued by the Will Registry in Madrid must be attached to the signing of the “Deed of Acceptance of the Inheritance”.

Susana Diez Urquiola, the Spanish Lawyer at in Beaconsfield has been working in the UK for the past 15 years and she is registered with the Law Society as a European Solicitor and is also a member of the Bilbao Bar. She has a vast experience in making the Spanish Wills for her clients, and also she can provide you with legal advice relating to the Wills and Spanish Inheritance tax.

Should you have any queries please do not hesitate to contact susanad@Lawindexpro.co.uk for a free initial consultation.


Top Tips for Starting a Business –




Top Tips for Starting a Business


Following on from my blog last month, I have now detailed below some points that you should investigate or consider when starting a new business.

However, please do not consider this to be a definitive list, as each business or individual will have their own unique set of considerations.  The following tips are based on my experience as a commercial property solicitor, which I have noted that clients sometimes miss and have caused delay in the client wanting to start trading.

Consult a good Accountant

Having a good accountant on your side is vital to any successful business, as this is the person that should save you money and ensure that the income/cash flow of the business is being used in the most efficient way for optimised profit.

Points for discussions and advice will vary from structure of a business, taxation including VAT to analysis of the accounts of an ongoing trading business.  When purchasing an ongoing trading business, it is critical that you ensure what the current proprietor is representing in regard to cash flow/profit is accurate reflection.  Therefore you should not hesitate by asking your accountant to evaluate three years audited accounts, employee payroll, till receipts, suppliers invoices, business rates and utility bills of the business.  Whilst you may have legal action against the proprietor if misrepresentation can be proved after the event, you should not rely on this action or remedy as this can be an expensive and unpredictable process.

Business Structure

Starting up a business involves deciding what structure is best and there are many forms to consider but the most common ones are as follows:

  • Sole trader

There is no legal process involved in adopting this structure but you should bear in mind that operating as a sole trader can put at risk your personal assets or affairs should any business debts build up.

  • Partnership

Similar to the above except that this involves a number of individuals.  Whilst all appears positive at the start of an enterprise, disagreements between partners can cause the breakdown of any business.  Therefore it is strongly recommended that you draw up a Partnership Agreement in order that all partners understand their shares, obligations and terms of the partnership from the outset.  In this respect, one of our commercial solicitors can assist you in drafting such an agreement that is bespoke to your partnership needs.

  • Limited Liability Partnership

This is similar to the above but gives the benefit of limiting your liability, so that your personal assets or affairs are not affected in bad times.  Furthermore this structure allows its members the flexibility of organising their internal structure without the constitution required for a limited company.  Although once again, it is recommended that you enter into a Partnership Agreement to avoid any disputes at a later date.

  • A Limited Company

There are four types of limited company that you can incorporate depending on your requirements.  Essentially a company is regarded as a separate legal entity and allows its owners to limit their liability to a set shareholding or guarantee without affecting the owner’s personal assets, unless a personal guarantee has been provided.

Each of the above structures have their advantages and disadvantages, which you will need to consider based on your business requirements now and in the future.  Nevertheless, the structure you adopt will depend on a number of factors such as liability, tax implications and so on, which should all be discussed in conjunction with your accountant.  Overall, you will need to ensure that the business is structured appropriately and that you have all the necessary documentation or contractual arrangements in good order and in this respect we are well placed to help you.

Draft a good Business Plan

The good business plan will detail the strategic operational and financial aims of the business.  This should detail a summary of the business proposal, an overview of the business’ aims, details of the product or service or market, details of the way the business is to be managed or operated and financial forecasts with any market research data or technical product information.  I know this appears to be very technical but a well thought-out business plan can be key to a successful business.  Fundamentally, you should bear in mind that if you require financial assistance any bank manager or venture capitalist will not consider lending or investing money in your business without a sensible plan.

Premises

Finding that great location is key to the success of most businesses today but the location is not only the matter you should consider.  Whether you are buying a freehold property or leasing a property, you should always ensure that a survey on the condition of the property is undertaken.  A good survey is the only way of safeguarding yourself against any unexpected costs of repair.  Furthermore, if you are leasing premises your surveyor may actually undertake negotiations on your behalf with the Landlord’s surveyor in respect of any repairing covenants in the lease and advise you what is considered acceptable.

You should also inspect the property very carefully and ask questions to ensure that all utility meters are taking separate measurements for the premises or part of the premises you are leasing.  I have had clients who to their complete astonishment have found that they are paying the electricity bills of the upstairs part of the building that did not let.  I have also had a client who discovered that there was only one meter shared between two separate Units after he had finalised the Heads of Terms for a single unit and then the Landlord refused to pay for a sub-meter.

In addition, if you are leasing premises and the Landlord requires a full repairing and insuring lease, you should negotiate that a photographic Schedule of Condition is attached to the Lease. Therefore all defects apparent during a survey are detailed in a report and the present condition of the premises is represented by a series of photographs fully documenting the state of the property at the time of leasing.  This will ensure that your future repairing obligations are limited to maintaining the property in its present state.  This maybe especially important if the premises have been leased before or it is an older property or in a bad state of repair.

Once Heads of Terms have been drawn up by the agents, it can be difficult to renegotiate such terms even on the best advice from your surveyor or solicitor.  Therefore it is best to ensure that you have the best possible terms from the outset.  If you taking a new lease or in some instances an existing lease, do not be shy or intimidated by an agent, negotiate the best possible terms to ensure that you start your business in the best possible way.  In today’s tough economic trading conditions and the triple dip recession, this is your best opportunity to obtain sensible terms with the Landlord from the outset, especially as the rent will be one of the main overheads of any business.  Therefore if possible, negotiate rent free periods whilst fitting out the premises and/or request a tenant’s break clause without any conditions.  A tenant’s only break clause will enable you to terminate the Lease after a set period, usually half way through the lease term, if the business is not successful.  Be careful to try and ensure that any new lease that you intend to take of business premises is within the security of tenure provisions of the Landlord & Tenant Act 1954.  This will provide you with security and ensure that the Landlord will have to offer you a new lease when the present lease expires.  In this way any goodwill that you build in your business from its current location will be retained.

Know your obligations

Do your research to ensure that you have all licences and permits in place before you start trading.  For example, if you are opening an off-licence you will require a Premises Licence and a Personal Licence to sell alcohol from a shop or business premises.

If you are employing staff or opening a business to service the general public, there are fire risk regulations and health and safety at work regulations with which to comply.  A recent development that will affect employers is enacted in the Pensions Act 2008 under which most UK business employers will need to automatically enroll employees into a pension scheme and make contributions.

Overall, our legal team has extensive experience with all of the above points and if you do require advice, please do not hesitate to contact us today at any one of our five branches.

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Top Tips for Purchasing Spanish Property –




Top Tips for Purchasing Spanish Property


As I wrote on my blog last month, “The Spanish property market is on its knees”, Spanish property prices are down month on month; and as a result it is attracting growing interest from foreigners looking for a second home in warmer climes.

Here are some points to consider if you are thinking about buying a property in Spain.

Inspect the property carefully. It is advisable to do this several times so that you can effectively check for cracks, damp, leaks or any other defects. If upon close inspection you are satisfied with the property then you should ask the vendor to provide you with all of the following documents:

  1. Public property Deed, (Escritura de Propiedad) along with an updated office copy entry issued by the Land Registry to confirm that the vendor is listed as the owner of the property and it is sold free of charges. In other words, this document will verify that there are no mortgages, burdens, seizures or other limitations on the property.
  2. The last receipt of payment of the local rate tax IBI (dwelling tax). The property must be up to date in the all the taxes issued by the Town Hall, such as rubbish collections and Dwelling tax, IBI.
  3. Certificate of Habitation, also called “Licencia de primera o segunda ocupacion”. This is a document which is issued by the Town Hall confirming that the property is ready for habitation, in other words that the construction of the property has been approved by the Spanish Authorities.
  4. The last receipts of payments for water and electricity and the supplies services contracts.
  5. Certificate issued by the Manager of the Community of Owners confirming that the property is up to date in the payment of maintenances fees. You should ask as well for the Statutes of the building and the community costs.
  6. Energy Performance Certificates (EPCs) Front January 2013 Energy Performance Certificates (EPC) are implemented by law at national level and cover all type of buildings. Consequently the owner of the flat, not the Community of Owners, needs to provide the buyer with the Energy Performance Certificate (EPC) if they wish to sell it.
  7. If you are buying the property furnished, you must obtain a complete list of furniture and even photos of the most important pieces on the inventory.

If you decide to invest in a property in Spain, it is always advisable to count on the knowledge, support and experience of an independent Spanish lawyer, to look after your interests.

Therefore, when you embark on buying a property, ensure that all legal requirements are fulfilled and that the Sale contract is drafted securing your rights and protecting your interests.

Should you have any queries please do not hesitate to contact Susana Diez Urquiola, our Spanish Lawyer at on  susanad@Lawindexpro.co.uk or 01494 687837 for a free initial consultation.

Susana has been working in the UK for the past 20 years and is registered with the Law Society as a European Solicitor and is also a member of the Bilbao Bar.


Vacancies –




Vacancies


We are a modern, progressive legal practice that offers a comprehensive range of legal services to both individuals and business clients from our offices in Guildford, High Wycombe, Henley On Thames and Beaconsfield.

With a reputation for delivering exceptional advice and service in a personal and friendly manner therefore the talents and commitment of our people are essential to our continued success.

 

Full-time Receptionist/Administration Assistant

Varied and challenging position in a busy legal firm reception.

Duties include greeting clients, telephone enquiries, managing diaries and booking meetings as well as providing administration assistance to the team in the office.  Administration tasks are both routine and more complex therefore attention to detail must be combined with the ability to deliver exceptional levels of customer care under pressure.

You will be working with staff at all levels and across all practice areas. You will have a good telephone manner, be flexible and adaptable, able to work to tight deadlines and prioritise your own workload. You will need to demonstrate good numeracy, excellent IT skills and an ability to communicate with colleagues and clients alike.

This role would suit a school leaver or individual looking to commence or progress a career in a fast moving commercial environment who can demonstrate the enthusiasm and professionalism required in a modern law firm.

A minimum academic requirement of 5 GCSE’s at Grade B (including Maths and English) preferred.

 

Solicitor or Licensed Conveyancer – Property Department (2 vacancies)

We are looking to appoint a Property Solicitor or a Licensed Conveyancer to work within a very busy department dealing with standard, high volume and high-net-worth residential property transactions from private clients.  With proven experience in this area (PQE of 3 yrs + is preferred), you will manage your own caseload and be able to work effectively as part of a team, assisting others where required.

Your ability to operate within a Lexcel and CQS accredited company whilst demonstrating commerciality, flexibility, adaptability, professionalism and excellent customer service are pre-requisites for this role.

This role would suit a self motivated individual who is looking to progress a career in a fast moving Commercial environment, can demonstrate excellent IT skills and works well under pressure.  Previous experience of using a case management system is essential, whilst excellent IT skills combined with the ability to demonstrate a flexible and pro-active approach to problem solving is considered an advantage.

You will be required to assist with the development of the Property department across multiple locations.  Pro-active networking is part of this role, therefore strong contacts across the local market combined with a commercial instinct, first rate client facing skills, communication and interpersonal skills must be demonstrated.

Travel between offices will be required therefore a clean driving license and the use of a car is essential.

To be a successful candidate you must understand the compliance regimes associated with a modern law firm, and will have sound commercial acumen enabling you to understand not just the legal issues, but the commercial objectives underpinning them.

 

Solicitor – Commercial Department

We are a successful firm looking to continue with the expansion of our established Commercial Department and have a strategic opening for an experienced Commercial Solicitor who will assist us with the planned growth of our Commercial Department.

We are looking for a ‘hands on’ individual with the ability to handle your own work load with minimal supervision.  A meticulous approach and the ability to prioritise in order to meet tight deadlines is required.

You will be able to hit the ground running to work within a busy department dealing with a broad range of businesses from sole trader to plc, along with property developers and industry leaders in the region, You will cover freehold sales and purchases, creation of leaseholds, mortgages, conditional agreements, options, joint ventures, and any other dealings with all types of industrial or leisure sites.  With proven experience in this area, you will manage your own caseload and be able to work effectively as part of a team, assisting others where required.

Your ability to operate within a Lexcel and CQS accredited company whilst demonstrating commerciality, flexibility, adaptability, professionalism and excellent customer service are pre-requisites for this role.

This role would suit a self motivated individual who is looking to progress a career in a fast moving Commercial environment, can demonstrate excellent IT skills and works well under pressure.  Previous experience of using a case management system is essential and you will demonstrate a flexible and pro-active approach to problem solving.

You will be required to assist with the development of the Commercial department across multiple locations.  Pro-active networking is part of this role, therefore strong contacts across the local market combined with a commercial instinct, first rate client facing skills, communication and interpersonal skills must be demonstrated.

Travel between offices will be required therefore a clean driving license and the use of a car is essential.

To be a successful candidate you must understand the compliance regimes associated with a modern law firm, and will have sound commercial acumen enabling you to understand not just the legal issues, but the commercial objectives underpinning them.

 

Solicitor – Private Client Department

We are looking to appoint a Private Client Solicitor to work within a busy department dealing with Wills, Probate, LPA’s, Estate Planning and Court of Protection transactions.  The role will be dependent on proven levels of experience, adaptability and company fit therefore we would welcome applications from established Solicitors with PQE of 3yrs plus.

You will manage your own caseload and be able to work effectively as part of a team, assisting others where required.  Pro-active networking is an essential part of this role therefore strong contacts across the local market combined with a commercial instinct and excellent client facing skills are required.

To be a successful candidate you will be a first rate communicator, will have sound commercial acumen enabling you to understand not just the legal issues, but the commercial objectives underpinning them and will be required to assist with the development of the Private Client department across multiple locations.

Travel between offices will be required therefore a clean driving license and the use of a car is essential.

This role would suit an individual looking to progress a career in a fast moving commercial environment who can demonstrate excellent IT skills and awareness of the current compliance regimes associated with a modern law firm.

 

Solicitor – Family Department

We are looking to appoint an experienced Family Solicitor to work within a busy department dealing with divorce, civil partnership, co-habitation breakdown, all aspects of financial matters including TOLATA, pre-nuptial agreements, co-habitation agreements, private children law (privately paying), injunction advice and applications, and advocacy. Child abduction experience would be a bonus.

With proven experience in this area (PQE 3yrs +) a solicitor that is Resolution accredited or a member of the Family Law Advanced panel would be preferred.   Previous experience in acting as a supervisor for Legal Assistants also required, along with a willingness to promote the department through marketing and networking events.

Your ability to operate within a Lexcel accredited company whilst demonstrating commerciality, flexibility, adaptability, professionalism and excellent customer service are pre-requisites for this role.

You will be required to assist with the development of the Family department across multiple locations.  Pro-active networking is part of this role, therefore strong contacts across the local market combined with a commercial instinct, first rate client facing skills, communication and interpersonal skills must be demonstrated.

To be a successful candidate you must understand the compliance regimes associated with a modern law firm, and will have sound commercial acumen enabling you to understand not just the legal issues, but the commercial objectives underpinning them.

Travel between offices will be required therefore a clean driving license and the use of a car is essential.

This role would suit a self motivated individual who is looking to progress a career in a fast moving Commercial environment, who can demonstrate excellent IT skills and works well under pressure.  Previous experience of using a case management system is essential and you will demonstrate a flexible and pro-active approach to problem solving.

 

Legal Assistant – Commercial Department

We are looking to recruit a Legal Assistant to work within an expanding and busy Commercial Department.

You will be working with staff at all levels in the business and will need to demonstrate excellent organisational skills and the ability to meet deadlines in a high volume environment. You must have a good telephone manner, be flexible and adaptable, be able to work to tight deadlines and prioritise own workload.

To be a successful candidate you will demonstrate good communication, and will be able to grasp the legal issues and the commercial objectives underpinning them.

Duties will include some audio typing, data entry, photocopying, filing, dealing with emails and customer post; therefore attention to detail must be combined with the ability to deliver high quality standards for both routine and more complex tasks in a confidential environment.

Previous experience of using a case management system is preferred. However you will demonstrate good IT skills (including knowledge of Microsoft Office programmes) along with a flexible and pro-active approach to problem solving.

Travel between offices may be required therefore a clean driving license and the use of a car would be helpful.

This role would suit an individual looking to commence or progress a career in a fast moving commercial environment who can demonstrate excellent IT skills and some awareness of the current compliance regimes associated with a modern law firm.

 

Legal Assistant – Residential Property Department

We are looking to appoint a Legal Assistant for a varied and challenging position providing administration assistance to the fee earners within a thriving residential property department.

With some experience in this area, you will manage your own caseload; however, teamwork is critical to the successful running of this department and therefore you will be able to work effectively as part of a team, assisting others where required.

Good numeracy and an ability to communicate, combined with exceptional IT skills in all Microsoft Office programmes, are critical and previous experience with a case management system is preferred.

You will be working with staff at all levels in the property team and will need to demonstrate excellent organisational skills and the ability to meet deadlines in a high volume environment. The successful candidate must have a good telephone manner, be flexible and adaptable, be able to work to tight deadlines and prioritise own workload.

Duties will include both routine and more complex tasks such as data entry, photocopying, filing, dealing with emails and customer post; attention to detail must be combined with the ability to deliver high quality standards for delivery of sensitive documents in a confidential environment.

To be a successful candidate you will demonstrate good communication, in addition to being able to grasp the legal issues and the commercial objectives underpinning them.

Travel between offices may be required therefore a clean driving license and the use of a car would be helpful.

This role would suit an individual looking to commence or progress a career in a fast moving commercial environment who can demonstrate excellent IT skills and some awareness of the current compliance regimes associated with a modern law firm. A minimum academic requirement of 5 GCSE’s at Grade B (including Maths and English) is required.

If you consider you have the drive and enthusiasm to join our team please email your CV, including details of current remuneration, to:

recruitment@Lawindexpro.co.uk


Twitter Discount – Terms and Conditions | Copyright 2013


Twitter Discount – Terms and Conditions


1. This discount is promoted by (“the Promoter”). is registered in England under company number 5465882 . Its registered office is One Globeside, Fieldhouse Lane, Guildford, Bucks, SL7 1HZ. is authorised and regulated by the Solicitors Regulation Authority.

2. This discount is not open to employees of the Promoter or any other company within the Promoter’s group or any person directly or indirectly involved in the organisation or the running of the discount, or their direct family members or any connected person.

3. The Discount Closing Date is 29th March 2013.

4. Any applications in progress or cases received after close of business on the Discount Closing Date will not qualify for any Discount. The Promoter’s decision is final.

5. It is a condition of the Discount that applicants for the Discount take part in post-discount publicity if requested to do so by the Promoter.

6. An applicant may receive £40 discount from the fee of creating one Lasting power of Attorney (either Financial or Health) or they can receive £100 discount from the fee of creating two Lasting Powers of Attorney (either both Financial and Health for one person), or one each (either Financial or Health) for a couple. In order to qualify for the discount an applicant must complete each of the following: retweet the Promoters or an employee of the Promoters tweet regarding the discount; follow @blegalltd; and mention @blegalltd in a tweet. Failure to comply with all three points aforementioned and the application for discount will be invalidated.

7. The Promoter’s decision is final and binding and no correspondence will be entered into.

8. The Promoter reserves the right, in the event of circumstances arising outside of their control which in their opinion make it necessary, to cancel the Discount at any stage. The Promoter does not accept any liability or responsibility for such cancellation. Additionally, the Promoter will not be liable for any alteration to the terms and details of or qualifications to the Discount offered (whether by way of participation or otherwise). The Promoter is not liable for any personal injury or death occasioned by any participants of a prize or for damage to or loss of property or goods.

9. Entrants will be deemed to have accepted these Terms and Conditions and agree to be bound by them when applying for this Discount.

10. These Terms and Conditions are governed by the laws of England and Wales and the parties agree to submit to the exclusive jurisdiction of the Courts of England and Wales.


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lawindexpro Solicitors – Selling Properties in Spain


Selling Properties in Spain – Your legal obligations


If you decide to sell your property, it is always advisable to count on the knowledge, support and experience of an independent Spanish lawyer, to look after your interests.

B-Legal Spanish Department provide advice using terminology that can be understood by our clients and warn them of any relevant differences between the English and the Spanish legal systems.

The sale of a Spanish holiday property by a UK resident is also a chargeable disposal for English CGT purposes, although under the Anglo-Spanish Double Tax Treaty a tax credit is given for any Spanish CGT paid.

On signing a private contract, you, as the vendor, should insist on getting a non-returnable deposit of 5-10%, for taking the property off the market. This is normal. If the buyer is willing and able to pay a bigger amount when signing the contract, without this constituting the full price, the solution may be the following: The 5-10% non-returnable deposit is paid to you, while the rest of the money is paid into the clients account of a lawyer or a bank, with clear instructions that at the signing at the notary’s office, when the rest of the total purchasing price is paid and the title deed is signed in the name of the buyer the money from the lawyer/bank account be paid to you.

In order to go head with the selling of your property the following DOCUMENTS need to be presented BEFORE THE SALE:

– Title deeds from the property (Escritura)

– Water and electricity bills.– the most recent ones.

– Council Tax Bill (IBI – SUMA) .- It is absolutely necessary to present the latest receipt but it would be a good idea to have the receipts for the last five years, to show good faith. If the property is not in the SUMA it must be inscribed in the SUMA office before completion.

Certification of No Infraction .- This is called “Certificado de No Infracción Urbanística”. This is a certificate issued by the Town Hall, establishing that the property is free (or not), from any fines or penalties established by the Town Hall over any constructions added to the property, or in fact any charges or fine on the current property itself.

This Certificate is necessary to sell the property, because it will help your sale to go smoothly if you have all your documents in order showing it is free of any debts and fines for the main building of the house or extensions on the property. It builds confidence in the possible buyer and his own Solicitor.

Original NIE numbers: In the past, you could buy the property without NIE numbers, or with a copy of them. Right now you need the ORIGINAL ones to sell the property, otherwise the Notary and the Land Registry could refuse it.

If you do not have the original document or have lost it or you only have a copy, you must apply for an original one issued by the authorites. The process will be exactly the same as applying for a new one. If your original one is lost they will give you an original with the same number. The Spanish Lawyer from B- legal will help you in all the above matters.

CERTIFICATE OF HABITATION, also called “LICENCIA DE PRIMERA O SEGUNDA OCUPACIÓN”: This is a document which issued by the Town Hall confirming that the property is ready for habitation, and it is applied for once the property is finished and has the Construction Completion Certificate (Certificado Final de Obra) and the Declaration of New Building – DON (Declaración de Obra Nueva) has been inscribed in the land registry.

Finally, if your property belongs to a Community of Owners, you must have the secretary/administrator prepare a certificate showing that there are no outstanding debts.

Your obligations

To summarise, the fiscal obligations for a foreigner selling property in Spain are the following:

  • make sure that the transfer taxes on the new title deed and the municipal Plus Valía tax are paid.
  • pay the local rates on the property up to the property transfer date.
  • pay capital gains taxes on the sale. We have explained this in detail in a Fact Sheet on capital gains. It is very important for any vendor to read this carefully and make the appropriate calculations.

Your legal obligations are mainly to give a clean title to the new buyer and then to inform the Town Hall, the bank, the electricity company, water board and your fiscal representative in Spain that you no longer own the property.

Susana Diez Urquiola, the Spanish Lawyer at in Beaconsfield has been working in the UK for the past 15 years and she is registered with the Law Society as a European Solicitor and is also a member of the Bilbao Bar. Therefore, when you embark on selling a property, we ensure that all selling requirements are fulfilled and that the Sale contract is drafted securing your rights and protecting your interests.

Should you have any queries please do not hesitate to contact susanad@Lawindexpro.co.uk for a free initial consultation.


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